Provide strategies for budgeting while in law school
- Prepare for expenses such as bar prep and bar exam fees
- Adjust spending habits to reduce the need for excessive borrowing
Minimize borrowing
- Borrow only what is necessary for current educational goals
- Access scholarship opportunities to reduce need for loan
Maintain a low loan default rate
- Regular review cumulative loan debt and required payments
- Maximize loan counseling options
Protect credit and use credit cards responsibly
- Understand possible effect your law career (character and fitness)
- Avoid negative impact on ability to borrow while in school (Grad PLUS loan)
Prevent identity theft
- Be aware of and avoid issues that could effect legal career
- Maintain personal financial security
Repay student loans*
- Income-Driven Loan Repayment Options (federal programs)
- Public Service Loan Forgiveness (PSLF) (federal program)
- Loan Repayment Assistance Program (LRAP) (UCDSOL program)
*Please visit Career Services to obtain valuable information about career counseling and job interviews